Can you help shape our future priorities? Take a five minute survey now. Survey closes on 8 July.

Publication

IDS Bulletin Vol. 29 Nos. 4

Mis?Targeting by the Grameen Bank: A Possible Explanation

Published on 1 October 1998

summary There has been an increased emphasis on the targeting efficiency of micro?credit programmes. In general, recent studies find a much higher incidence of mis?targeting (around 25?30 per cent) than previous studies (3?5 per cent). Household survey data from four villages in Madhupur Thana is used to test the hypothesis that rapid progressive lending in the study area since 1992 has affected the selection and participation incentives and worsened both the incidence and severity of mis?targeting. The implication of this finding, if found to hold across other settings, is that loan size and the pace of progressive lending can be used as an indirect targeting instrument. In broader terms, experiments with contract design and service diversification could be useful in covering and benefiting a broader spectrum of the poor.

Cite this publication

Matin, I. (1998) Mis?Targeting by the Grameen Bank: A Possible Explanation. IDS Bulletin 29(4): 51-58

Publication details

published by
Institute of Development Studies
authors
Matin, Imran

Share

Related content

Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.